Frequently Asked Questions

Opt-Out

St. Edward’s University 2025-2026 Fall Waiver

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. To qualify for a waiver, your health insurance plan must be active no later than August 1, 2025, and be ACA-compliant. 

You may only opt-out of coverage during the following Waiver Periods:

Fall 06/03/2025 - 09/09/2025

Spring/Summer - 12/02/2025 - 01/27/2026

Online Waiver Process

Please have an electronic copy of your current insurance card to submit a waiver request and follow the instructions to apply for the waiver of SHIP. Click on the link below to start your waiver. 

Waiver requests MUST be submitted no later than September 9th to be considered.